The Story Behind MCA Exposed

Like many small business owners, I was focused on growing my company, creating jobs, and serving our customers.

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In early 2025, I was targeted by a group of merchant cash advance (MCA) companies operating under a web of fake identities, forged contracts, and unauthorized liens. What I thought was a lifeline for expansion turned out to be a sophisticated scheme designed to bleed my business.

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When I uncovered the fraud, I was shocked by how many entities were involved brokers, funders, processors, collectors, and even an SEC-registered capital platform. Each played a role in keeping the deception alive. It became clear this wasn’t just one bad actor, but an entire system built to prey on small businesses.

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That’s why I decided to fight back. In August 2025, I filed a federal RICO lawsuit against the companies and individuals involved. But this fight isn’t only about my company. It’s about every small business owner who has been trapped in the same cycle of lies, threats, and impossible repayment terms.

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MCA Exposed exists to shine a light on the truth. To document how these schemes work. To share our case and others like it. And to make sure entrepreneurs know they’re not alone and that these companies can be held accountable.

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This is my opening move.

And I won’t stop until the fraud in the MCA industry is forced into the sunlight.